Landlord Not Liable / Hold Harmless Clause in a Lease: Is It Enforceable? (State-by-State)
Many leases include broad “hold harmless” or exculpatory wording: the landlord is not responsible for injury or property damage, even if caused by the landlord's own negligence, and the tenant must cover the landlord's legal costs. Several state landlord-tenant laws void or limit such clauses, along with other terms like confession of judgment or a general waiver of statutory rights. The table lists the clauses each state's law specifically addresses. A clause that is void may still appear in a lease, so it is worth asking to remove it.
What it looks like in a lease
- “Landlord shall not be liable for any injury or damage to persons or property, whether caused by Landlord's negligence or otherwise.”
- “Tenant shall indemnify and hold Landlord harmless from all claims, including attorney's fees, arising from Tenant's occupancy.”
- “Tenant authorizes any attorney to confess judgment against Tenant for unpaid rent without notice.”
Why it's a red flag
- If the landlord's negligence causes an injury (a broken stair, a known leak), this wording tries to leave you with no claim.
- One-sided attorney-fee and indemnity clauses can make any dispute expensive for you, but not for the landlord.
- Even where a clause is void, it can discourage tenants from asserting their rights.
What to ask your landlord
- Can the liability waiver be limited so it does not cover the landlord's own negligence or failure to repair?
- Can the attorney-fee clause apply to both sides equally, or be removed?
- Should I get renters insurance for my belongings and liability, and what does the landlord's policy cover?
State-by-state rules
Lease terms each state's landlord-tenant law specifically voids or limits (not a complete list). Source is the state's main landlord-tenant statute. Each row links to the statute. Data as of 2026-10-19.
- Arizona
- Clauses the state's law voids or limits
- Waiver of the tenant's rights or remedies under the Act (33-1315(A)(1)); Tenant must pay the landlord's attorney fees (only a prevailing-party clause is allowed) (33-1315(A)(2)); Limiting the landlord's legal liability or making the tenant indemnify the landlord for it (33-1315(A)(3)); Waiving or limiting the right to call police or emergency help, or penalizing the tenant for doing so (33-1315(A)(4)-(5)); Security above 1.5 months' rent, or an unexplained 'nonrefundable' fee (33-1321)
Source: A.R.S. § 33-1301 et seq.
- California
- Clauses the state's law voids or limits
- Non-refundable security deposit or 'cleaning fee' taken from the deposit (Civ. Code 1950.5(n)); Waiver of the right to a habitable home or to repair-and-deduct (Civ. Code 1942.1); Waiver of deposit rights, notice rights, or the right to sue the landlord; landlord not liable for its own negligence (Civ. Code 1953); One-sided attorney-fee clause (made reciprocal by Civ. Code 1717); Entry 'at any time without notice' (Civ. Code 1954)
Source: Cal. Civ. Code §§ 1940-1954.06
- Colorado
- Clauses the state's law voids or limits
- Any waiver of the security-deposit protections (38-12-103(7)); Keeping deposit money for normal wear and tear or damage that existed before the tenancy (38-12-103, as amended by HB25-1249); Late-fee terms that break 38-12-105(1) (undisclosed, before day 7, above the cap, interest on fees) are void (38-12-105(2))
Source: C.R.S. § 38-12-101 et seq.
- Florida
- Clauses the state's law voids or limits
- Waiving the tenant's rights, remedies or requirements under the Florida landlord-tenant act (83.47); Limiting either party's legal liability (83.47); Waiving the right to attorney fees (83.48: the prevailing party may recover, and this cannot be waived in the lease)
Source: Fla. Stat. §§ 83.40-83.683
- Georgia
- Clauses the state's law voids or limits
- Waiver of the landlord's duty to repair/keep the home habitable, or making the tenant indemnify the landlord for the landlord's own negligence (O.C.G.A. 44-7-2); Deposit above 2 months' rent (44-7-30.1)
Source: O.C.G.A. § 44-7-1 et seq.
- Illinois
- Clauses the state's law voids or limits
- Clause exempting the landlord from liability for its own negligence (765 ILCS 705/1); Confession-of-judgment clause
Source: 765 ILCS 710
- Kentucky
- Clauses the state's law voids or limits
- Waiving tenant rights under the URLTA, confession of judgment, tenant paying the landlord's attorney fees, or limiting the landlord's liability (KRS 383.570, URLTA areas); Ending the lease or penalizing the tenant for calling police or other emergency help (KRS 383.302, statewide); Keeping the deposit without signed move-in/move-out damage lists or a separate deposit account (KRS 383.580, URLTA areas)
Source: KRS 383.500-383.715
- Louisiana
- Clauses the state's law voids or limits
- Any waiver of the tenant's security-deposit rights under R.S. 9:3251-3254 (null and void, R.S. 9:3254); Waiver of the warranty against defects that seriously affect health or safety in a residential lease (art. 2699(3)); Waiver of the warranty for defects the landlord knew or should have known about and the tenant did not (art. 2699(1)); Deposit deductions beyond the tenant's default or unreasonable wear (R.S. 9:3251(A))
Source: La. Civ. Code arts. 2668 et seq.; La. R.S. 9:3251 et seq.
- Maryland
- Clauses the state's law voids or limits
- Lease terms waiving a tenant's legal rights or remedies (8-208(d)(2)); Late fees above 5% of unpaid rent (8-208(d)(3)); Requiring more than the capped deposit plus first month's rent to start the lease (8-208(d)(11)); Penalizing a tenant for calling police or emergency services (8-208(d)(10)); Waiving a jury trial or requiring consent to confess judgment (8-208(d)(1),(4)); Automatic-renewal clauses (renewal period over 1 month) that are not set apart and initialed or signed by the tenant (8-208(e))
- Minnesota
- Clauses the state's law voids or limits
- Waiving or modifying the landlord's repair and habitability covenants (504B.161, subd. 1(b)); Waiving the 24-hour entry notice right as a condition of the lease (504B.211, subd. 2); Late fee above 8% of the overdue rent, or not agreed in writing (504B.177); One-sided attorney-fee clause: if the landlord can recover fees, the tenant gets the same right when prevailing (504B.172); Any waiver of the security deposit rules, incl. 21-day return and interest (504B.178, subd. 10); Requiring renewal more than 6 months before a 10+ month lease ends (504B.144); Landlord notice of rent increase / non-renewal shorter than the tenant's required notice (504B.147); Charging full rent for a final partial month instead of prorating (504B.116)
Source: Minn. Stat. ch. 504B
- Missouri
- Clauses the state's law voids or limits
- Waiving the tenant's repair-and-deduct rights under 441.234 (the statute says no lease may contain such a waiver); Security deposit above two months' rent (535.300.1); Lockouts, removing doors/locks, or shutting off utilities without a court order (441.233; counts as forcible entry and detainer); Deposit deductions for ordinary wear and tear (535.300.4); carpet-cleaning charges only if the lease includes the required notice and a receipt is given within 30 days
Source: RSMo ch. 441; § 535.300
- Nevada
- Clauses the state's law voids or limits
- Security above 3 months' rent (118A.242); Late fees above 5% of rent (118A.210)
Source: NRS 118A.010 et seq.
- New York
- Clauses the state's law voids or limits
- Waiver of the warranty of habitability (RPL 235-b); Deposit above one month's rent (GOL 7-108); Late fee before day 5 or above $50/5% (RPL 238-a); Landlord-only attorney-fee clause (made mutual by RPL 234); Clause exempting the landlord from liability for its own negligence (GOL 5-321)
Source: N.Y. Real Prop. Law §§ 220-238-a; Gen. Oblig. Law § 7-108
- North Carolina
- Clauses the state's law voids or limits
- Waiver of the landlord's habitability duties (N.C.G.S. 42-42(b)); Fees beyond those allowed by 42-46 (late fee caps, limited eviction fees); Deposit above the 42-51 limits
Source: N.C.G.S. §§ 42-38 to 42-56
- Ohio
- Clauses the state's law voids or limits
- Waiver of tenant rights under chapter 5321, confession of judgment, landlord exempt from liability, or tenant agreeing to pay the landlord's attorney fees (Ohio Rev. Code 5321.13)
Source: Ohio Rev. Code ch. 5321
- Oregon
- Clauses the state's law voids or limits
- Late fees outside the ORS 90.260 limits; Rent increases above the statewide cap or within the first year (ORS 90.323; 3 months' rent penalty); Charging a new or increased security deposit during the first year (90.300(5))
Source: ORS 90.100 et seq.
- Pennsylvania
- Clauses the state's law voids or limits
- Deposit above the 2-month (first year) / 1-month (later years) limit (68 P.S. 250.511a)
Source: 68 P.S. §§ 250.101-250.602
- South Carolina
- Clauses the state's law voids or limits
- Waiving the tenant's rights or remedies under the Act (27-40-330(a)(1)); Confession of judgment (27-40-330(a)(2)); Limiting the landlord's liability or making the tenant indemnify the landlord for it (27-40-330(a)(3)); Excluding appliances or facilities needed for essential services from the landlord's repair duty (27-40-440(a)(5)); Receiving rent without the duty to maintain the premises (27-40-340)
- Tennessee
- Clauses the state's law voids or limits
- Confession-of-judgment clause (66-28-203(a)(1)); Limiting the landlord's legal liability to the tenant, or making the tenant indemnify the landlord for it (66-28-203(a)(2)); Waiving or giving up the tenant's rights or remedies under the Act (66-28-203(b))
- Texas
- Clauses the state's law voids or limits
- Waiver of the landlord's duty to repair health/safety conditions (Prop. Code 92.006); Waiver of security-deposit return rights (Prop. Code 92.006, 92.103); Late fee charged before rent is 2 full days late or above a reasonable amount (Prop. Code 92.019)
Source: Tex. Prop. Code ch. 92
- Utah
- Clauses the state's law voids or limits
- Late fee above the greater of 10% of rent or $75 (57-22-4(5)); Fees, fines or charges not in the rental agreement (unless month-to-month with 15 days' notice) (57-22-4(5)(b)); Deposit deductions for reasonable wear and tear (57-17-3(1)); A 'non-refundable' deposit portion that was never disclosed in writing when the deposit was taken (57-17-2)
- Virginia
- Clauses the state's law voids or limits
- Waiver of the tenant's rights or remedies under the Act (55.1-1208(A)(1)); Confession of judgment (55.1-1208(A)(3)); Tenant pays the landlord's attorney fees except as the Act allows (55.1-1208(A)(4)); Limiting the landlord's liability or making the tenant indemnify the landlord for it (55.1-1208(A)(5)); Deposit plus pre-paid insurance premiums above 2 months' rent (55.1-1208(A)(7)); Advance waiver of Servicemembers Civil Relief Act rights (55.1-1208(A)(8)); A general maintenance/repair fee not caused by the tenant's violation (55.1-1208(C)); Late fee above 10% of rent / of the balance due (55.1-1204(E))
Source: Va. Code § 55.1-1200 et seq.
- Washington
- Clauses the state's law voids or limits
- Waiving tenant rights or the right to sue / join class actions (RCW 59.18.230(2)(a)-(b)); Non-disclosure agreements about the lease, rent, deposits, fees or concessions (59.18.230(2)(c)); Confession of judgment, or tenant paying landlord's attorney fees beyond what the chapter allows (59.18.230(2)(d)-(e)); Limiting the landlord's liability or making the tenant indemnify the landlord (59.18.230(2)(f)); Pre-selected arbitrator, or arbitration unless the landlord pays all costs and the agreement is notarized (59.18.230(2)(g)-(h)); Late fees for rent paid within 5 days of the due date (59.18.230(2)(i)); Rent payable only electronically (59.18.230(2)(j)); Liens on or seizing the tenant's belongings for rent (59.18.230(4)); Keeping a deposit without a signed move-in checklist, or for normal wear or undocumented carpet cleaning (59.18.260, 59.18.280)
Source: RCW 59.18
Cities and counties can add stricter rules (e.g. Chicago, New York City). Other states: coming soon.
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General information only, not legal advice. Laws change — verify with the linked source or a licensed attorney.