Late fee laws by state
Rules differ by state. Here is what each state's statute says about rent late fees, with citations. Data as of 2026-10-21, 34 states verified against official statute text.
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Scan my lease freeAlaska
- Late fee rule
- No provision on residential late fees found in AS 34.03 (the Act's sections were read in full). Any late fee must come from the lease. A rental agreement cannot waive the tenant's rights under the Act (§ 34.03.040(a)(1)). Other chapters of the code were not searched.
Arizona
- Late fee rule
- No statutory cap found; the statute refers to a 'reasonable late fee set forth in a written rental agreement'.
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- A.R.S. § 33-1368(B)
California
- Late fee rule
- No fixed cap, but late-fee clauses in residential leases are presumptively void unless the landlord shows actual damages from late payment were impracticable to fix and the fee is a reasonable estimate of them (Orozco v. Casimiro). Large flat or daily fees are vulnerable.
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- Cal. Civ. Code § 1671
Colorado
- Late fee rule
- Only if disclosed in the lease, rent is at least 7 calendar days late, and the landlord gives written notice of the fee within 180 days of the due date; capped at the greater of $50 or 5% of the past-due rent (several fees for one late payment only if the total stays within that cap); no interest on late fees; no eviction or termination for unpaid late fees; no late fee on the part of rent a subsidy provider pays. Non-complying lease terms are void.
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- C.R.S. § 38-12-105
Delaware
- Late fee rule
- Capped at 5% of the monthly rent, and no late charge may be imposed until rent is more than 5 days late. If the landlord keeps no office or permanent place in the county where rent can be paid, the due date is extended by 3 days.
District of Columbia
- Late fee rule
- Capped at 5% of the rent due, and only if the written lease states the maximum late fee. It can be charged only after rent is more than 5 days late (or a longer grace period in the lease), only once per late payment, with no interest on it. A landlord may not evict for an unpaid late fee or deduct it from the next rent payment.
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- D.C. Code § 42-3505.31
Florida
- Late fee rule
- No statutory cap; must be in the lease and not an unreasonable penalty.
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Georgia
- Late fee rule
- No late fee rule in our verified data — see state page
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Illinois
- Late fee rule
- No late fee rule in our verified data — see state page
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Iowa
- Late fee rule
- Rent up to $700/month: late fee capped at $12 per day and $60 per month. Rent over $700/month: capped at $20 per day and $100 per month.
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- Iowa Code § 562A.9(4)
Kansas
- Late fee rule
- No late fee rule in our verified data — see state page
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Kentucky
- Late fee rule
- No late fee rule in our verified data — see state page
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Louisiana
- Late fee rule
- No late fee rule in our verified data — see state page
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Maine
- Late fee rule
- Rent is late only if not paid within 15 days of the due date, and the late fee may not exceed 4% of one month's rent. No late fee may be charged unless the tenant was told in writing, when the rental agreement was made, that a fee of up to 4% may be charged.
- Source
- 14 M.R.S. § 6028
Maryland
- Late fee rule
- Lease may not set a late fee above 5% of the unpaid rent (for weekly rent: max $3 per week and $12 per month).
Minnesota
- Late fee rule
- Only if agreed in writing, and the agreement must say when the fee is imposed; capped at 8% of the overdue rent payment. Federally subsidized tenancies may follow a conflicting federal fee schedule; for assisted tenancies the fee is calculated only on the tenant's portion of rent.
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- Minn. Stat. § 504B.177
Missouri
- Late fee rule
- No late fee rule in our verified data — see state page
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Montana
- Late fee rule
- No late fee rule in our verified data — see state page
Nevada
- Late fee rule
- Must be reasonable, set out in the rental agreement, and no more than 5% of the periodic rent; the maximum cannot be increased based on a prior late fee.
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- NRS 118A.210(4)
New York
- Late fee rule
- Late fee only after rent is 5 days late, capped at the lesser of $50 or 5% of monthly rent. Application fees capped at $20 (background/credit check cost).
North Carolina
- Late fee rule
- Only when rent is 5 or more calendar days late; one fee per late payment, capped at the greater of $15 or 5% of the monthly rent (weekly rent: greater of $4 or 5%).
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- N.C.G.S. § 42-46
North Dakota
- Late fee rule
- Chapter 47-16 sets no cap, grace period or other rule on residential late fees (other chapters of the code were not searched). Any late fee must come from the lease. A landlord may not charge a tenant a fee to accept cash, a check or a money order for rent or any other payment required under a lease (§ 47-16-20.1).
Ohio
- Late fee rule
- No statutory cap; must be reasonable.
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Oregon
- Late fee rule
- Only if rent is not received by the 4th day of the rental period and the written lease states the fee, its type and amount, and when it is due; the fee may not exceed a reasonable flat amount (customary in the market) once per period, or a per-day amount from day 5 capped at 6% of that flat amount, or 5% of the rent per 5-day period from day 5. Unpaid late fees alone are not grounds for a nonpayment eviction.
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- ORS 90.260
Pennsylvania
- Late fee rule
- No late fee rule in our verified data — see state page
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South Carolina
- Late fee rule
- No late-fee cap in the Residential Landlord and Tenant Act; late charges count as 'rent' under the Act's definition, so they must be agreed in the rental agreement.
South Dakota
- Late fee rule
- Chapter 43-32 contains no cap, grace period or other rule on residential late fees (other chapters of the code were not searched). Any late fee must come from the lease.
Tennessee
- Late fee rule
- No late fee until after a 5-day grace period (day rent is due counts as day 1; extended to next business day if day 5 is a Sunday or holiday); fee capped at 10% of the rent past due.
Texas
- Late fee rule
- Late fee only if rent remains unpaid 2 full days after the due date, must be in a written lease and reasonable. Safe harbor: up to 12% of monthly rent (buildings with 4 or fewer units) or 10% (more than 4 units).
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- Tex. Prop. Code § 92.019
Utah
- Late fee rule
- A late fee may not exceed the greater of 10% of the agreed rent or $75. Fees not in the rental agreement can't be charged unless the tenancy is month-to-month and the landlord gives 15 days' notice of the charge.
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- Utah Code § 57-22-4(5)
Virginia
- Late fee rule
- Only if provided for in the written rental agreement; capped at the lesser of 10% of the periodic rent or 10% of the remaining balance due.
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- Va. Code § 55.1-1204(E)
Washington
- Late fee rule
- No late fee for rent paid within 5 days after the due date; after that, late fees may run from the day after the due date. A lease clause agreeing to earlier late fees is prohibited.
West Virginia
- Late fee rule
- No statewide cap or grace period found in Articles 6 and 6A. The security-deposit statute refers to "reasonable charges for late payment of rent specified in the rental agreement", so a late charge must be in the lease and reasonable.
Wyoming
- Late fee rule
- No late fee rule in our verified data — see state page
Not yet covered (coming soon): Alabama, Arkansas, Connecticut, Hawaii, Idaho, Indiana, Massachusetts, Michigan, Mississippi, Nebraska, New Hampshire, New Jersey, New Mexico, Oklahoma, Rhode Island, Vermont, Wisconsin.
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General information only, not legal advice. Laws change — verify with the linked source or a licensed attorney.